The death benefit of Life Insurance can help to assure the economic continuity of a family, protecting your assets so your loved ones can move forward with your financial goals is paramount. Not getting this aspect of your financial plan can have devastating consequences.
Individual Disability Income Protection
We determine if personally owned disability insurance is needed in addition to your current group coverage. Making sure that your income is protected is one of the most responsible decisions you will ever make. Individual disability
policies can cover not only base salary, but also bonuses and with a few insurers, pension contributions. Also if you pay premiums yourself, generally benefits are not subject to tax.
Long-Term Care Insurance
Needing long-term care places an enormous emotional and physical strain on loved ones and family members. That’s
why having a plan is so important. Incorporating long-term care insurance into your financial plan can help you protect your assets. It can reduce the burden of care that would otherwise fall on family members and enable you to receive care in the setting you most prefer, including your home.
Allen Kampf, Registered Representative and Investment Advisor of Park Avenue Securities, Financial Representative of Guardian.
Securities products [and advisory services] offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ:954 RIDGEBROOK RD SUITE 300 SPARKS, MD 21152, ph# 410-828-5400. PAS is an indirect, wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. This material is intended for general public use. By providing this material, First Financial Group is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.
Important Disclosures 2017-38369 Exp 4/19