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Examining Always-Critical Insurance Options


I always begin with the basics: ensuring you have the correct insurance coverage for your current stage in life. Single, married, with children, divorced and/or retired, I'll make sure you've covered all the bases, to protect your personal and your business assets. It's the kind of financial advice that's designed to help you and your loved ones move forward towards your financial goals, even in the event of an unexpected event.


Your Business Edge


  • Life Insurance -- You don't want to be pushing your business obligations onto your loved ones if you pass away unexpectedly. Among the issues I'll discuss with you during our consultation: the funding of buy-sell agreements; cross purchasing and stock redemption plans; funding supplemental retirement programs, and funding for payments of loans and mortgages.


  • Non-Qualified Deferred Compensation--This planning strategy provides your business with a way to provide retirement and death benefits to key executives of the company whom you select. Non-Qualified Deferred Compensation plans can be a great tool to help you recruit, retain, and reward selected executives.


Solid Individual Financial Planning Advice


  • Life Insurance Death Benefit--Protecting your assets so your loved ones can move forward with your financial goals is paramount. Not arranging this aspect of your financial plan can have devastating consequences.


  • Individual Disability Income Protection--I'll determine if you need disability insurance  in addition to your current group coverage. These policies can cover not only base salary, but also bonuses and, with a few insurers, pension contributions. And if you pay premiums yourself, benefits are generally not subject to tax.


  • Long-Term Care Insurance--Incorporating long-term care insurance into your financial plan can reduce the burden of financial care that would otherwise fall on those caring for you. It can also enable you to receive care in the setting you most prefer, including your home.  












​​Allen Kampf, Registered Representative and Investment Advisor of Park Avenue Securities, Financial Representative of Guardian.


Securities products [and advisory services] offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ:954 RIDGEBROOK RD SUITE 300 SPARKS, MD 21152, ph# 410-828-5400. PAS is an indirect, wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. This material is intended for general public use. By providing this material, First Financial Group is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.



Important Disclosures 2017-38369 Exp 4/19






Allen Kampf

First Financial Group


Creating Financial Balance in Your Life